Building High-Scale
Distributed Systems.
Hi, I'm Saurabh Verma. A Senior Backend Engineer specializing in financial technology, scalable microservices, and database optimization. designing investments and tracking products at CRED.
About Me
I am a passionate Backend Engineer with over 6 years of experience architecting and building high-performance, resilient, and cost-effective distributed systems.
My engineering journey is centered on solving hard scalability and latency problems. From building direct-to-farmer e-commerce portals handling country-wide operations to designing high-traffic fintech services for millions of daily active users, I design architectures that prioritize clean separation of concerns, robust monitoring, and optimization.
Graduated with a Bachelor of Technology in Information Technology from the National Institute of Technology (NIT), Srinagar, I maintain a strong foundation in algorithms and systems. Outside of production, I enjoy competitive programming, system optimization, and exploring the frontiers of AI-assisted software engineering.
Core Focus Areas
Distributed Systems
High-throughput event-driven microservices built on Kafka, gRPC, and Temporal workflows.
Data Engineering
Highly optimized SQL/NoSQL schemas, caching strategies, and large-scale transaction reconciliation.
Performance Tuning
Profiling code, optimizing garbage collection, and reducing API response times down to sub-milliseconds.
Agentic AI & Automations
Building LLM-powered agent pipelines for customer issue resolution and developer productivity tooling.
engineer:
name: "Saurabh Verma"
role: "Senior Backend Engineer"
alma_mater: "NIT Srinagar (IT)"
location: "Bengaluru, India"
philosophy:
scalability: "Horizontal by default"
code_quality: "Self-documenting, test-driven"
bottlenecks: "Solve via profiling, not guesswork"
tech_stack:
primary: ["Go", "Java", "Spring Boot"]
messaging: ["Kafka", "gRPC", "Protobuf"]
storage: ["MySQL", "Postgres", "Redis", "Elastic"]
cloud: ["AWS (SQS, ECS, DynamoDB)", "Temporal"]Work Experience
Backend Engineer
CRED
- Building investment and financial tracking products — 0 to 1 initiatives.
Senior Software Engineer (Backend)
nurture.farm
Built core infrastructure for India's leading digital agricultural platform, developing e-commerce logistics, agent productivity trackers, and geospatially optimized services.
- Agri-Commerce Engine: Designed the complete e-commerce backend mapping buyers, sellers, delivery agents, and call-centers; aligned architectures across 4 cross-functional divisions for frictionless order cycles.
- Field Agent Platform: Built an analytics and tracking system for 10,000+ rural outreach agents to self-track lead pipelines, earnings, and performance targets.
- Weather Service & S2 Caching: Conceptualized a high-performance Weather Forecast Service utilizing Google's S2 spatial indexing cells, reducing external API dependencies and vendor costs by 41%.
- Protobuf & I/O Optimization: Revamped core API endpoints through multithreading, asynchronous execution, and Protobuf serialization, achieving an 89% latency reduction and cut memory footprint by 54%.
- Device & Context Service: Created a central notification and device metadata service managing languages, FCM tokens, and localization config at scale.
Software Developer (Backend)
WheelsEye Technology
Developed payment systems and operations portals for a logistics and fleet management platform, optimizing payment pipelines and reconciling transactions.
- Payment Integrations: Engineered microservices managing refund processing, card tokenization (debit/credit), and seamless integration with Paytm wallets and UPI handlers.
- Resilient Transaction Retries: Formulated an intelligent retry algorithm for payment tokens, raising the processing success rate from 82% to 88% and converting failure delays from 15 minutes to instantaneous status.
- Reconciliation Engine: Programmed a high-throughput automated reconciliation system validating and auditing over 300,000 daily Fastag and wallet transactions.
- Operations Portal: Created the backend for the Customer Executive Portal, cutting call durations from 8 minutes to 3 minutes by indexing vehicle, operator, and ticket logs.
Research & Development Intern
DRDO (Defence Research and Development Organisation)
- Worked on Defence data for various named entity extraction such as PERSON, LOCATION, ORGANIZATION, OfficersRANK, and REGIMENT.
- Used CRF Based Custom trained model and Rule Based (TokenRegex) approach for extraction of multiple-word entities.
- Used the vocabulary of extracted entities for creation of a document term matrix.
- Developed a Python-based program that takes entities instead of words to predict the topic of a document using the Latent Dirichlet Allocation (LDA) algorithm.
Competitive Programming
LeetCode
@saurabh_vipinContest Accolades
Google CodeJam
Achieved top ranks and advanced to subsequent rounds in multiple CodeJam seasons.
CodersBit Pan-India
Ranked amongst top contestants in the national coding competition.
HackWithInfy 2019
Distinguished performance and finalist in national-level hackathon/coding challenges.
Codathon - Inter NIT
Secured high rank at the annual Inter-NIT coding contest in 2020.
Contest Highlights & Coding Profiles
Highlight Ranks
- Rank 80 in CodeChef April Lunchtime 2019 coding contest.
- Rank 165 in CodeChef May Challenge 2019 Division 1 coding contest.
- Rank 226 in HackerEarth March Circuit '19 coding contest.
- Rank 258 in HackerRank Moody's Analytics 2018 University CodeSprint.
- Rank 2064 in Codeforces Round #570 (Div 3) among 10,000+ participants.
Platform Connections
Follow my algorithm tracking, submissions, and competitive profiles across platforms:
Interests & Hobbies
Finance & Geopolitics
Some of my favorite topics to read and discuss are finance, economics, taxation, and geopolitics. Understanding how money moves, how policies shape markets, and how global events interconnect keeps me endlessly curious.
- Deeply interested in macroeconomic trends, fiscal policy, and tax structures.
- Follow geopolitical dynamics and how they influence global trade and technology.
- Enjoy analyzing economic incentives behind business and regulatory decisions.
Sports & Recreation
I absolutely love watching and playing cricket. When it comes to the IPL, I am a loyal supporter of Royal Challengers Bangalore (RCB). I also enjoy a good game of foosball.
- My favorite player is the legendary AB de Villiers—an absolute genius both on and off the field.
- His spectacular play style is the main reason I kept supporting RCB throughout their long seasons without a title!
- Love playing foosball — a fast-paced game of reflexes and hand-eye coordination.
Analytical Puzzles
I have a natural inclination toward solving puzzles and logical brain teasers. The struggle of finding the path to the solution is always rewarding.
- Loves deciphering the core trick behind complex puzzles.
- Finds immense satisfaction and pleasure in the final "Aha!" moment of obtaining the solution.
Contact Me
Let's build something scalable.
I am always interested in discussing distributed systems, database internals, low-latency architectures, or backend leadership opportunities.
Interactive Terminal
Are you a keyboard enthusiast? Interact with my resume directly using this simulated command line. Type help to list available commands.